indy gal preps Posted April 18, 2011 Share Posted April 18, 2011 Does anyone know any thing about this company? They are hounding stepson about a debt. We heard they are scam artists.They are in Phoenix Az. Link to comment
Leanna1017 Posted April 18, 2011 Share Posted April 18, 2011 They aren't scam artists- they are a collection agency that has been in business for years. They do buy secondary debt so sometimes the debt may actually be paid before they get the paperwork on it. Link to comment
themartianchick Posted April 18, 2011 Share Posted April 18, 2011 Whenever I need to learn more about a collection company, I go to www.creditboards.com . The interesting thing is that I was unable to find anything about them whatsoever...sounds kind of scammy to me! Creditboards has 107,000 members! If they haven't heard of the company, then it probably is a scam or it is an old company operating under a new name. Does your son know if the debt is legitamate? If it is, then he might want to ask the original company (whoever he actually owed) to call the debt back into their office and he can address it with them. Otherwise, he'd probably want to ignore this company and wait for them to sell the debt to another collection agency. In either case, the Creditboards website has a wealth of information and he might find some useful information about dealing with the current debt collector. Link to comment
ScrubbieLady Posted April 19, 2011 Share Posted April 19, 2011 Tell him to send leave him alone until they send him proof of the ORIGINAL debt. Then go to the original creditor. He can settle it there or they can tell him for sure that these guys actually own the debt. Link to comment
indy gal preps Posted April 19, 2011 Author Share Posted April 19, 2011 Thank you all so much,it is a legitimate debt. Link to comment
Gunplumber Posted April 20, 2011 Share Posted April 20, 2011 check out the Federal Fair Debt Collection Practices Act, if you haven't already. It regulates what a collection agency can and cannot do to collect a debt. Years ago, I was stupid with credit cards and had some (legitimate) collections. But I actually had a guy threaten to have someone come and break my legs . . . and got it on tape! That was fun (check your state laws before recording conversations). You may also recommend he read some Dave Ramsey stuff - so that this doesn't happen again. Credit is EVIL. Link to comment
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