lowlander Posted November 18, 2002 Share Posted November 18, 2002 I am so down right now. I have done everything that I can to make this house deal work. I have packed up half my house. I can picture myself in my new home. Everything else is falling into place. I have a buyer for this one I own now, her bank has given her the okay. The people who we are buying from accepted our first offer, and liked us enough to decline another and also throw in some extras. But... my past haunts me. A stupid mistake that I made, just after my first husband passed away almost 11 years ago, has come back to haunt me. I got involved with someone who ruined my credit. On Friday, I get good news, my credit is not as bad as I thought, turns out I have nothing against me. Hurray!!! But then today comes. The one bank turned our loan application down flat, and the reason they gave made sense to a point. She said that we'd probably find the same with most banks. The other bank is still working on it, but it is starting to not look too good. This is the one we've been dealing with since the start. They have been so good, but they have to send it in to where I live now, for approval. Because of several late $1000.00 payments over a few years, they are not feeling hopeful. But I did make those payments in the month that they were due. I worked my butt off to always never go into the next month of being late. But that is not good enough apparently. So.......I wait another day......the house growing dimmer by the hour....I am so sad. Everything else was falling into place. Everything!!! How can this happen?!!?? I believe, that if it is meant to be, it will. So far all things have gone right ...everything. Except... this one detail. If I can pay a $1000.00 month mortgage now, on the house I currently own, then I should easiely be able to pay the $450 - $550, that I will have to pay there. How can the bank not see that??? They can but, they are taking my past into considereration. Due to my DH's condition and his unstable income, my lack of current employment there, even though I have a job here, and know that they are hiring desperately there, in the same line of work. They are having a hard time accepting my application. ------------------ Quote Link to comment
gardnmom Posted November 18, 2002 Share Posted November 18, 2002 Spitfire, I am praying that all will work out for you soon. ((((Spitfire)))) ------------------ Friends are quiet angels who lift us to our feet when our wings have trouble remembering how to fly. Quote Link to comment
Homesteader Posted November 19, 2002 Share Posted November 19, 2002 Come on now. Keep on Spittin'. We're pulling for you. (Want me to call them and tell them how wonderful you are?) Quote Link to comment
Guest Guest Posted November 19, 2002 Share Posted November 19, 2002 Spitfire, I'm so sad that this is happening to you...I will also be praying that the Lord will make a way for you...as you said, if it's meant to be, then it will happen...but it doesn't hurt to ask, does it? I wish I was rich...then maybe I could do more than pray...but prayer is very powerful...so I will keep on praying... ------------------ Give thanks to the Lord for He is good, and His love endures forever! Quote Link to comment
Guest Guest Posted November 19, 2002 Share Posted November 19, 2002 Things will work out! ------------------ Quote Link to comment
mrszouave Posted November 19, 2002 Share Posted November 19, 2002 Oh Spiiiiit........say it isn't soooooo! I'll be praying too.....This has GOTTO work out!!!!!! Quote Link to comment
Goose Liver Posted November 19, 2002 Share Posted November 19, 2002 Positive thinking spitty spot, It'll work out, I'm sure, keep on calling them, convincing them. I am sending all my positive vibes your way............. ------------------ Quote Link to comment
lowlander Posted November 19, 2002 Author Share Posted November 19, 2002 Thank you all, every one of you.......I've been envisioning the house in my mind, all week.....I even have my furniture placed in all the rooms. I've been thinkning so positive, my brain is starting to give off smoke signals. ------------------ Quote Link to comment
logcabinmama Posted November 19, 2002 Share Posted November 19, 2002 Spit, I will sure be praying for you that this will work out. Keep up the faith. Sometimes you have to go back and back again or try a different bank. You might try the 'On line' banking too. Wouldn't hurt to try that. Keep us informed. ------------------ Quote Link to comment
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